Direct, Discrete, Prompt and Secure Online Loans

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Rates from 35.9% APR to 1304% APR. Minimum Loan Length is 3 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

What exactly are payday loans?

Payday LoansPayday loans are a type of cash advance loan. Cash advances are usually intended to be paid back in full when the borrower receives a sum of money that they have been anticipating, such as inheritance, a tax rebate, or in this case their usual payday. Payday loans have grown in popularity over the past decade or so, with more and more people using them to cover emergency expenses or bridge the gap between their paydays.

Payday loans are usually borrowed over a very short period of time and are paid back in one lump sum on your payday. Loan products do vary from lender to lender and some companies may allow you to spread the cost of your payday loan over one or two paydays. Small cash advances such as payday loans typically carry very high interest rates, which is something to be aware of if you are considering applying for one. Never the less, when used responsibly they undoubtedly provide a useful financial safety net for thousands of people all over the UK, every day.

A payday loan can help you when the unexpected happens

Payday loans are not necessarily bad news, despite having high interest rates. They can provide an excellent, super-fast solution to your cash flow problems. Unlike traditional loans, payday loans are unsecured which means that you don’t have to own a car, a house or something of high value in order to take one out. Furthermore, the application process is very straightforward and can be done entirely online in just a few minutes! If your application is approved and you decide to accept a loan, the cash is usually paid into your bank account straight away – which means you could receive the money you need in under an hour. This makes payday loans an ideal emergency cash resource.

Here are some reasons you might choose to take out a payday loan:

• To cover emergency car repairs
• To fix important household items such as washing machines
• To pay for unexpected travel in an emergency
• To keep on top of household bills
• To avoid high bank charges if your account is overdrawn

Whatever your reason for applying for a Green Leaf Loan Group payday loan, we aim to make your experience as stress-free as possible. Our one application form connects you with the most suitable loans from the UKs best direct lenders, saving you valuable time. Why not start your application now and see if we can get you the cash you need?

Payday loans are safer than ever before

Payday Lenders Payday loans have had a lot of bad publicity in the past, with consumers running up enormous debts if they missed repayments due to uncapped, spiraling interest and charges. Thanks to new regulations brought in by the FCA (Financial Conduct Authority), payday loans are now a far safer and more responsible borrowing option than they once were. Now, no borrower will ever be forced to pay back more than twice the amount they originally borrowed in interest or charges. Great news!

Remember that our direct lenders want your business, they want you to be able to pay back your loan and ideally, they’d like your repeat custom. For these reasons you can be certain that you will never be offered a loan which your chosen lender feels you cannot afford – you’re in safe hands with us!

Can you choose how much you borrow with a payday loan?

Our application form allows you to set the amount you wish to borrow from £100 to £2500. Payday loans are usually for amounts on the lower end of this spectrum, ranging from £100 to £500, as you will need to be able to pay back the loan in one installment.

The amount that you are ultimately offered if your loan application is approved may vary based on what the lender feels you can afford to pay back. Successfully paying off your loan will leave you in a better position to apply for a larger amount in the future, if you ever need to, as you will have proved you can afford a loan and manage your finances responsibly.

Does having bad credit reduce your chances of getting a payday loan?

Payday Loan No, it’s highly likely that your credit score will not affect your application. Most of our direct lenders perform minor credit checks just to validate your identity and address; they use their own calculations to decide whether or not to offer you a loan. So don’t let the “bad credit boogieman” stop you from applying for a payday loan when you need one.

Taking out a small loan can actually help you to protect or improve your credit score, as it is a way for you to prove you can manage repayments responsibly, increasing your chances of having credit applications approved in the future! Remember that falling behind on your household bills can damage your credit score; if you find yourself unable to manage your bills one month, taking out a payday loan may actually be a smart decision.

Is it easy to apply for a payday loan?

Yes – it couldn’t get much easier! You can apply online at home or whilst you’re out of the house using our handy mobile app. We ask for a few important details and you can receive your answer in moments. Why not apply now and see just how easy it can be for yourself!

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