Direct, Discrete, Prompt and Secure Online Loans

Follow Green Leaf on Facebook Follow Green Leaf on Twitter  

Rates from 35.9% APR to 1304% APR. Minimum Loan Length is 3 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

The low-down on bad credit loans

Bad Credit Loans The term “bad credit loans” is widely used by online lenders and loan brokers alike, to describe any kind of short-term loan which may be suitable for people with bad credit. Unfortunately, this term can be a little misleading for the potential borrower, as advertising “bad credit loans” could suggest that there are loan products out there which are specifically designed for people with a history of bad credit – and this isn’t technically the case. At Green Leaf Loan Group we pride ourselves on transparency, it is important to us that you understand the options available to you before choosing to apply for a loan. So, let’s root out the truth behind bad credit loans…

Don’t worry, we’re not about to ruin your day. You could still get a loan with bad credit, in fact more and more people do it every day – phew! A poor credit rating simply means that your chances of being accepted for a short-term loan with the most favourable terms (i.e. low interest and/or a long repayment period) will be lower, as having bad credit makes you a bigger risk to lenders.

Are you curious to see if you could be accepted for a small personal loan? Why not jump straight to our quick and easy, no-obligation application! You could have your answer in minutes.

What is a credit score?

In a nutshell, your credit score is designed to reflect your financial history in order to help creditors decide whether or not to trust you. Any or all of the three major credit referencing agencies may hold a credit score for you – the higher the score, the better your credit rating! Your score will be based on how well you have managed your finances in the past, i.e. how well you have kept up to date with your bills and managed your credit agreements.

When you apply for a loan, your chosen lender may base their decision to lend to you on your credit score. The idea is that you are more likely to be responsible and repay your loan if you have a history of being responsible, and vice versa. Consequently, people with high credit scores present the lowest risk and are more likely to be offered the best loans… and as you may have guessed, people with bad credit scores are considered ‘high-risk’ and may only be offered loans with poorer terms. These, are your bad credit loans.

Who might need a bad credit loan

Bad Credit Loan If any of the points below apply to you, you might need a loan which is suitable for people with bad credit:

• You are behind on your household bills
• You have failed to meet repayments on a loan or credit card in the past
• You have a CCJ (County Court Judgement) against you
• You have had credit applications declined in the recent past
• You have been declared bankrupt or entered into a debt management program

Even if you think you have bad credit, you may still be able to get your hands on a bad credit loan– keep reading to find out how!

You could still get a cash loan, even with bad credit!

We work with an enormous network of direct lenders, helping to improve your chances of being accepted for a bad credit loan. Your one application will be compared against loan products offered by the UKs best and most reputable loan companies – so you’ll be able to review all your options before signing on the dotted line. Many of our lenders have their own scoring method which they use to assess your loan application; being turned away by one lender does not mean that others will not accept you. So, what are you waiting for? Click here to fill out our easy online application or use our mobile app if you need to apply for a quick cash boost while you’re on the go!

A short-term loan could improve your credit score!

Bad Credit Loans Taking out a loan can actually help you to improve your credit rating. By accepting a loan and meeting all the repayments, you are proving that you can manage your money responsibly. This means that the next time you apply for a loan, you may be eligible for a better deal.

Our direct lenders are committed to responsible lending, which means they will never offer you a loan which they feel you cannot afford, based on the information you provide on your application. Remember never to accept a loan unless you feel you can afford the repayments, as non-payment can eventually result in serious money problems.

Applying for a bad credit loan with Green Leaf Loan Group

We give borrowers the chance to apply for short-term loans of between £100 and £2500. Be aware that if your application is approved, the cash sum you are offered will vary based on your credit history and income. Successfully paying off your loan should leave you in a better position to apply for a larger cash loan in the future.

There are no fees attached to our service and we pledge to do our best to find you the loan you need, no matter what your circumstances. It really couldn’t be easier! Find out more about how it works or see if you can get a cash loan today with our simple online form.

Bad Credit Loans


First Name

Last Name

Phone No


Post Code

UK Loan Services



  Go To Google+